How to create a freelancer benefits package

Source: Rebecca Koenig, U.S.News

There's some effort to increase the safety-net options for freelancers. In 2017, senators and representatives introduced into Congress a bill, titled "Portable Benefits for Independent Workers Pilot Program Act," that would provide the Department of Labor with $20 million to create and test pilot programs designed to enable workers to take their retirement and health insurance plans with them as they move from job to job.

In the meantime, contract workers don't have to devise their benefits plans wholly from scratch. Organizations like Freelancers Union, which represents 350,000 freelance workers, offer guidance and sell health, life, disability and liability insurance plans to contract laborers.

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