Consumer Action Publications
Consumer Action creates award-winning free multilingual educational guides on a wide range of personal finance topics and other subjects of interest to consumers. Many publications are available in Chinese, Korean, Spanish and Vietnamese, as well as English. Each year, we distribute more than a million of our publications through a national network of 8,000 community organizations. Nonprofit and community-based agencies may order these free publications in bulk by
clicking here for downloadable order forms or online ordering instructions.
2003
August
26
Cómo obtener el préstamo Que más le conviene. Si está buscando financiamiento para un auto nuevo o usado, usted tiene muchas opciones aún si su historial de crédito es malo. Este folleto explica que hay diferencias entre prestamistas y le ofrece consejos sobre cómo conseguir el mejor trato comparando entre las compañías y haciendo las preguntas adecuadas.
Get a car loan (Korean) That's In Your Best Interest. 만일 여러분이 새 차 나 중고차 구입을 위해 자금이 필요할 때 신용 거래 실적이 좋지 않다 해도 자금을 대출 할 수 있는 여러가지 방법이 있습니다. 그러나 연체 또는 다른 신용상의 문제가 있을 경우 대금을 빌려주는 업체는 해당 고객이 대금 상환하는데 문제가 있을 소지가 있다는 이유로 보다 높은 이자율을 책정할 것입니다.
If you are seeking financing for a new or used car, you have many options for financing even if you have a poor financial history. However, late payments and other credit problems signal lenders that you are a risky customer, which will increase the interest rates on loans available to you.
23
Get a Car Loan (Vietnamese) That’s in your best interest. Nếu quý vị đang tìm cách mượn tiền cho xe mới hay cũ, quý vị có nhiều sự chọn lựa trang trãi tiền bạc cho dù quý vị có hạnh kiểm tín dụng kém. Dù vậy, việc trả tiền trễ hay các vấn đề tín dụng khác cho công ty vay mượn dấu hiệu quý vị là người tiêu thụ mạo hiểm, và sẽ làm tăng lãi xuất trong món nợ quý vị có thể vay mượn.
If you are seeking financing for a new or used car, you have many options for financing even if you have a poor financial history. However, late payments and other credit problems signal lenders that you are a risky customer, which will increase the interest rates on loans available to you.
2001
June
01
It's Your Health - How to get the most out of your HMO. A 16-page, illustrated booklet that describes doctor-patient relationships, knowing what is usually covered in HMO plans, standing up for your rights, and how to handle quality-of-care issues. Includes a 17-point coverage checklist.
Su salud - Cómo sacarle provecho a su HMO. Una guía ilustrada de dieciséis páginas que describe en qué consiste la cobertura de HMO, la relación médico-paciente, cómo defender sus derechos y cómo manejar los problemas de calidad en el cuidado de la salud. Incluye una lista de diecisiete asuntos de cobertura.
1999
April
Es su decisión - ¿Le conviene a usted una HMO de Medicare?. Un folleto acerca de los cambios en el sistema de Medicare. Describe las asociaciones para la conservación de la salud (HMO) de Medicare y ofrece consejo para ayudarle a decidir si quiere afiliarse a una HMO de Medicare. Sugiere como manejar el sistema de Medicare con eficienca, evaluar los beneficios de los medicamentos bajo receta, escoger un médico de atención primaria y mucho más.
1998
1997
How to Avoid Becoming a Victim of Insurance Fraud A Consumer Guide for Asian Americans. An illustrated brochure describing the warning signs of insurance fraud, with some concrete steps you can take to avoid becoming a victim. Though written specifically to help Asian Americans, this brochure contains information helpful to all consumers. It details several types of insurance fraud, such as: fake policies, premium fraud, unlicensed agents, unnecessary services, and insurance scams. It also describes how to get your money back and where to complain about insurance fraud.