Consumer Action Publications

Consumer Action creates unbiased, reader-friendly educational guides on a wide range of personal finance topics and other subjects of interest to consumers. All publications are available in English, and many are available in Spanish, Chinese, Vietnamese and Korean as well.

In addition to being available, at no charge, to individual consumers, our publications are distributed through a national network of more than 6,000 community-based organizations. Government agencies, nonprofits and other groups who wish to distribute our materials for educational purposes can use the downloadable PDF file on the publication webpage to instantly produce a professional-looking brochure using an office printer.

2020

August

03
Estate planning: Critical decisions for uncertain times Cover

Estate planning: Critical decisions for uncertain times Coping with COVID-19.

The COVID-19 pandemic has driven home the wisdom of making critical end-of-life decisions before a crisis strikes. This publication outlines the key estate planning decisions everyone should make now, explains which documents and tools help ensure that your wishes are carried out, and provides resources for learning more, getting help and taking next steps.

July

04
Resources for consumers impacted by the COVID-19 outbreak Cover

Resources for consumers impacted by the COVID-19 outbreak.

Our staff is keeping this resource guide up to date with information about COVID-19 resources, including the federal CARES Act relief package. Bookmark this page and check back regularly.

In light of the recent coronavirus outbreak, public and private resources are becoming available to help deal with lost wages, illness and school closures.

We will continue to update this list as we learn more.

June

22
Resources for consumers impacted by the COVID-19 outbreak (Spanish) Cover

Resources for consumers impacted by the COVID-19 outbreak (Spanish).

Esta guía se actualiza de forma regular con información acerca de recursos para la pandemia, incluso sobre el paquete de rescate de la ley federal CARES Act. Marque esta página como favorita y visítela regularmente.

En respuesta al brote de coronavirus, agencias gubernamentales y organizaciones privadas han comenzado a ofrecer recursos para ayudar al consumidor con la pérdida de sueldo, la enfermad, y el cierre de escuelas.

Actualizaremos esta guía a medida que surja más información.

Our staff is keeping this resource guide up to date with information about COVID-19 resources, including the federal CARES Act relief package. Bookmark this page and check back regularly.

In light of the recent coronavirus outbreak, public and private resources are becoming available to help deal with lost wages, illness and school closures.

We will continue to update this list as we learn more.

11
Resources for consumers impacted by the COVID-19 outbreak (Chinese) Cover

Resources for consumers impacted by the COVID-19 outbreak (Chinese).

本指南包含聯邦CARES ACT新冠病毒疫情援助救難經濟安全法案的最新資料

在近期新冠病毒疫情爆發後,各類公私援助信息及資源不斷湧現出來,以協助人們在失去收入後、在患病期間或在學校停課時獲得一些幫助與支持。

我們將會不斷了解新信息,不斷更新以下內容


Our staff is keeping this resource guide up to date with information about COVID-19 resources, including the federal CARES Act relief package. Bookmark this page and check back regularly.

In light of the recent coronavirus outbreak, public and private resources are becoming available to help deal with lost wages, illness and school closures.

We will continue to update this list as we learn more.

May

08
Get Covered: Choosing and using Medicare (Vietnamese) Cover

Get Covered: Choosing and using Medicare (Vietnamese).

Chương trình bảo hiểm Medicare không đáp ứng nhu cầu giống nhau—cách lựa chọn của quý vị ảnh hưởng đến giá tiền bảo hiểm. Ấn bản này giải thích khi nào và cách quý vị ghi tên vào chương trình Medicare, mỗi “Phần” trong chương trình sẽ trả cho cái gì, các điều quý vị cần suy xét khi chọn bảo hiểm và biết tìm nguồn giúp đỡ ở đâu.

Medicare is not a one-size-fits-all program—the choices you make affect your coverage and costs. This publication explains when and how to enroll in Medicare, what each of the “Parts” of the program cover, what to consider when making your coverage choices and where to find more information.

April

23
Get Covered: Choosing and using Medicare (Spanish) Cover

Get Covered: Choosing and using Medicare (Spanish).

Medicare no es un programa de “talla única”: las decisiones que tome afectarán la cobertura y los costos. Esta publicación explica cuándo y cómo inscribirse en Medicare, qué cubre cada una de las “partes” del programa, qué tendrá que considerar al tomar decisiones sobre cobertura y dónde encontrar más información.

Medicare is not a one-size-fits-all program—the choices you make affect your coverage and costs. This publication explains when and how to enroll in Medicare, what each of the “Parts” of the program cover, what to consider when making your coverage choices and where to find more information.

16
Get Covered: Understanding your employer-sponsored health plan (Spanish) Cover

Get Covered: Understanding your employer-sponsored health plan (Spanish).

Elegir el plan de seguro médico equivocado puede resultar en cobertura inadecuada y costos de bolsillo más altos, por lo que es importante saber tomar la mejor decisión. Esta publicación explica cómo funciona el seguro de salud patrocinado por el empleador, cómo abordar el proceso de selección y qué debe saber acerca de la inscripción y el mantenimiento de la cobertura.

Choosing the wrong health insurance plan can result in inadequate coverage and higher out-of-pocket costs, so it’s important to understand how to make the best choice. This publication explains how employer-sponsored health insurance works, how to approach the selection process, and what to know about enrolling and maintaining coverage.

14
Get Covered: Navigating private and government health insurance (Spanish) Cover

Get Covered: Navigating private and government health insurance (Spanish).

Si no tiene seguro médico a través de su empleo o Medicare, puede ser problemático averiguar sus opciones de cobertura. Esta publicación explica las diversas fuentes de seguro de salud individual (no de “grupo”) (incluyendo información detallada sobre el Mercado de Seguros Médicos bajo la ley de cuidado de salud asequible), cómo comprar cobertura y cuáles son sus opciones de atención médica si tiene ingresos muy bajos o no califica para ciertos programas.

If you don’t have employer-sponsored health insurance or Medicare, figuring out your coverage options can be daunting. This publication explains the various sources of individual (not “group”) health insurance (including detailed information about the ACA Health Insurance Marketplace), how to purchase coverage, and what your options for health care are if you have very low income or are ineligible for certain programs.

07
Get Covered: Navigating private and government health insurance (Vietnamese) Cover

Get Covered: Navigating private and government health insurance (Vietnamese).

Nếu không có bảo hiểm do sở trả hay Medicare, việc chọn bảo hiểm sức khỏe có thể gây khó khăn cho quý vị. Ấn bản này giải thích các nguồn mua bảo hiểm cá nhân khác nhau (không phải bảo hiểm cho “nhóm”) (bao gồm các chi tiết về Thị Trưởng Bảo Hiểm Sức Khỏe theo Sắc Luật ACA), cách mua bảo hiểm, và các loại bảo hiểm cho người có lợi tức thấp hay không đủ tiểu chuẩn vào các chương trình bảo hiểm sức khỏe nào đó.

If you don’t have employer-sponsored health insurance or Medicare, figuring out your coverage options can be daunting. This publication explains the various sources of individual (not “group”) health insurance (including detailed information about the ACA Health Insurance Marketplace), how to purchase coverage, and what your options for health care are if you have very low income or are ineligible for certain programs.

March

23
Get Covered: Choosing and using Medicare (Korean) Cover

Get Covered: Choosing and using Medicare (Korean).

메디케어는 모두에게 적용될 수 있는 프로그램이 아닙니다. 가입자가 선택하는 사항은 보험 혜택과 비용에 영향을 미칩니다. 이 안내서는 메디케어에 가입하는 시기와 방법, 프로그램의 각“파트”가 제공하는 혜택, 보험을 선택할 때 고려해야 할 사항 및 추가 정보를 찾을 수 있는 곳을 설명합니다.

Medicare is not a one-size-fits-all program—the choices you make affect your coverage and costs. This publication explains when and how to enroll in Medicare, what each of the “Parts” of the program cover, what to consider when making your coverage choices and where to find more information.

 

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