Pay less when you drive less

Source: Paul Stenquist, N.Y.Times (Paid Registration)

Pay-per-mile policies differ from standard auto insurance in that the premium is based on how many miles you drive. Usage-based policies, like Farmers Signal, Progressive Snapshot and Geico DriveEasy, track mileage and monitor driver behavior to determine rates.

You may qualify for a low-mileage discount on a standard policy.  But when reviewing insurance policies, always read the fine print. 

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