Consumer Action Publications

Consumer Action creates award-winning multilingual educational guides on a wide range of personal finance topics and other subjects of interest to consumers. Many publications are available in Chinese, Korean, Spanish and Vietnamese, as well as English. Each year, we distribute more than a million of our publications through a national network of 7,000 community organizations. Non-profit and community-based agencies may order these free publications in bulk by clicking here for downloadable order forms or online ordering instructions.

2020

July

30
Estate planning: Critical decisions for uncertain times Cover

Estate planning: Critical decisions for uncertain times Coping with COVID-19.

The COVID-19 pandemic has driven home the wisdom of making critical end-of-life decisions before a crisis strikes. This publication outlines the key estate planning decisions everyone should make now, explains which documents and tools help ensure that your wishes are carried out, and provides resources for learning more, getting help and taking next steps.

May

08
Get Covered: Choosing and using Medicare (Vietnamese) Cover

Get Covered: Choosing and using Medicare (Vietnamese).

Chương trình bảo hiểm Medicare không đáp ứng nhu cầu giống nhau—cách lựa chọn của quý vị ảnh hưởng đến giá tiền bảo hiểm. Ấn bản này giải thích khi nào và cách quý vị ghi tên vào chương trình Medicare, mỗi “Phần” trong chương trình sẽ trả cho cái gì, các điều quý vị cần suy xét khi chọn bảo hiểm và biết tìm nguồn giúp đỡ ở đâu.

Medicare is not a one-size-fits-all program—the choices you make affect your coverage and costs. This publication explains when and how to enroll in Medicare, what each of the “Parts” of the program cover, what to consider when making your coverage choices and where to find more information.

April

23
Get Covered: Choosing and using Medicare (Spanish) Cover

Get Covered: Choosing and using Medicare (Spanish).

Medicare no es un programa de “talla única”: las decisiones que tome afectarán la cobertura y los costos. Esta publicación explica cuándo y cómo inscribirse en Medicare, qué cubre cada una de las “partes” del programa, qué tendrá que considerar al tomar decisiones sobre cobertura y dónde encontrar más información.

Medicare is not a one-size-fits-all program—the choices you make affect your coverage and costs. This publication explains when and how to enroll in Medicare, what each of the “Parts” of the program cover, what to consider when making your coverage choices and where to find more information.

16
Get Covered: Understanding your employer-sponsored health plan (Spanish) Cover

Get Covered: Understanding your employer-sponsored health plan (Spanish).

Elegir el plan de seguro médico equivocado puede resultar en cobertura inadecuada y costos de bolsillo más altos, por lo que es importante saber tomar la mejor decisión. Esta publicación explica cómo funciona el seguro de salud patrocinado por el empleador, cómo abordar el proceso de selección y qué debe saber acerca de la inscripción y el mantenimiento de la cobertura.

Choosing the wrong health insurance plan can result in inadequate coverage and higher out-of-pocket costs, so it’s important to understand how to make the best choice. This publication explains how employer-sponsored health insurance works, how to approach the selection process, and what to know about enrolling and maintaining coverage.

14
Get Covered: Navigating private and government health insurance (Spanish) Cover

Get Covered: Navigating private and government health insurance (Spanish).

Si no tiene seguro médico a través de su empleo o Medicare, puede ser problemático averiguar sus opciones de cobertura. Esta publicación explica las diversas fuentes de seguro de salud individual (no de “grupo”) (incluyendo información detallada sobre el Mercado de Seguros Médicos bajo la ley de cuidado de salud asequible), cómo comprar cobertura y cuáles son sus opciones de atención médica si tiene ingresos muy bajos o no califica para ciertos programas.

If you don’t have employer-sponsored health insurance or Medicare, figuring out your coverage options can be daunting. This publication explains the various sources of individual (not “group”) health insurance (including detailed information about the ACA Health Insurance Marketplace), how to purchase coverage, and what your options for health care are if you have very low income or are ineligible for certain programs.

07
Get Covered: Navigating private and government health insurance (Vietnamese) Cover

Get Covered: Navigating private and government health insurance (Vietnamese).

Nếu không có bảo hiểm do sở trả hay Medicare, việc chọn bảo hiểm sức khỏe có thể gây khó khăn cho quý vị. Ấn bản này giải thích các nguồn mua bảo hiểm cá nhân khác nhau (không phải bảo hiểm cho “nhóm”) (bao gồm các chi tiết về Thị Trưởng Bảo Hiểm Sức Khỏe theo Sắc Luật ACA), cách mua bảo hiểm, và các loại bảo hiểm cho người có lợi tức thấp hay không đủ tiểu chuẩn vào các chương trình bảo hiểm sức khỏe nào đó.

If you don’t have employer-sponsored health insurance or Medicare, figuring out your coverage options can be daunting. This publication explains the various sources of individual (not “group”) health insurance (including detailed information about the ACA Health Insurance Marketplace), how to purchase coverage, and what your options for health care are if you have very low income or are ineligible for certain programs.

March

23
Get Covered: Choosing and using Medicare (Korean) Cover

Get Covered: Choosing and using Medicare (Korean).

메디케어는 모두에게 적용될 수 있는 프로그램이 아닙니다. 가입자가 선택하는 사항은 보험 혜택과 비용에 영향을 미칩니다. 이 안내서는 메디케어에 가입하는 시기와 방법, 프로그램의 각“파트”가 제공하는 혜택, 보험을 선택할 때 고려해야 할 사항 및 추가 정보를 찾을 수 있는 곳을 설명합니다.

Medicare is not a one-size-fits-all program—the choices you make affect your coverage and costs. This publication explains when and how to enroll in Medicare, what each of the “Parts” of the program cover, what to consider when making your coverage choices and where to find more information.

20
Get Covered: Understanding your employer-sponsored health plan (Vietnamese) Cover

Get Covered: Understanding your employer-sponsored health plan (Vietnamese).

Chọn lầm bảo hiểm sức khỏe có thể đưa đến hậu quả không được bảo hiểm đầy đủ và tiền tự trả cao, vì thế điều quan trọng quý vị cần biết cách chọn bảo hiểm nào tốt nhất, tiến trình gia nhập, và thủ tục ghi danh cũng như duy trì việc có bảo hiểm ra sao.

Choosing the wrong health insurance plan can result in inadequate coverage and higher out-of-pocket costs, so it’s important to understand how to make the best choice. This publication explains how employer-sponsored health insurance works, how to approach the selection process, and what to know about enrolling and maintaining coverage.

05
Get Covered: Navigating private and government health insurance (Korean) Cover

Get Covered: Navigating private and government health insurance (Korean).

고용주가 후원하는 건강 보험이나 메디케어가 없는 경우 보험 옵션을 찾는 것이 어려울 수 있습니다. 이 안내서는 개별 ( “그룹”이 아닌) 건강 보험의 다양한 출처 (ACA 건강보험시장에 대한 자세한 정보 포함), 보험 가입 방법 및 소득이 매우 적거나 특정 프로그램 수혜 자격이 없을 경우의 건강 보험 옵션에 대해 설명하고 있습니다.

If you don’t have employer-sponsored health insurance or Medicare, figuring out your coverage options can be daunting. This publication explains the various sources of individual (not “group”) health insurance (including detailed information about the ACA Health Insurance Marketplace), how to purchase coverage, and what your options for health care are if you have very low income or are ineligible for certain programs.

03
Get Covered: Navigating private and government health insurance (Chinese) Cover

Get Covered: Navigating private and government health insurance (Chinese).

如果你沒有僱主贊助的健康保險或是Medicare聯邦醫療保險,你需要考慮選購其他醫保,如何選擇醫保將會是你面對的一大難題。 這本刊物專門介紹各種個人(而非“團體”)的健康保險資源(包括ACA可負擔健保銷售市場的各種資訊詳情),以及如何購買健康保險。而如果你是低收入者或不符合條件申請某些特定的健保計劃時,你還能獲得何種健保選項。

If you don’t have employer-sponsored health insurance or Medicare, figuring out your coverage options can be daunting. This publication explains the various sources of individual (not “group”) health insurance (including detailed information about the ACA Health Insurance Marketplace), how to purchase coverage, and what your options for health care are if you have very low income or are ineligible for certain programs.

 

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